Buying a Home Contingent on Selling Yours: What You Need to Know

One of the most common—and often stressful—real estate scenarios is trying to buy a new home while selling your current one. This situation typically involves what’s known as a home sale contingency, and working with an experienced agent like Robert McArtor of the Maryland Homes Team can make all the difference.

What Is a Home Sale Contingency?

A home sale contingency is a clause in a purchase contract that says your offer to buy a new house is dependent on selling your current home first. (RealChoice™ Selling) That means if your existing home doesn’t sell within a specified timeframe, you have the right—depending on the contract—to walk away without losing your earnest money. (Investopedia)

This kind of contingency protects buyers from being stuck owning two homes at once, but it does introduce risks, especially if the seller of your new target home isn’t comfortable waiting. (Team Pinto Blog)

Why Work with Robert McArtor?

Robert McArtor, CEO and Team Leader of the Maryland Homes Team, brings over 30 years of real estate experience to the table. (Zillow) He understands the delicate balance required to negotiate contingent offers, especially in Maryland’s competitive or transitional markets. (baltimorehousesale.com)

Here are a few ways Robert makes this process smoother:

• Expert Negotiation: He can craft offers that include a realistic contingency period.

• Market Insight: Leveraging the team’s deep knowledge of Maryland, Robert helps price your current home competitively so it sells faster.

• Strategic Contracting: Robert knows how to structure addenda (like a “kick-out” clause) so sellers feel more comfortable accepting a contingent offer. (Wikipedia)

• Risk Management: He’ll help you and your lender explore options—such as bridge loans—so you’re not financially stranded if closing dates don’t align. (Reddit)

Things to Consider Before Adding a Sale Contingency

1. Time Frames Matter: Common contingency windows range from 30–60 days. (Investopedia)

2. Seller Resistance: Some sellers may reject offers with contingencies, preferring non-contingent bidders. (baltimorehousesale.com)

3. Kick-Out Clauses Help: A “kick-out” or “escape” clause (e.g., 72-hour clause) lets sellers keep showing the home and accept a better offer if one comes in. (Wikipedia)

4. Work with a Pro: An experienced agent like Robert is invaluable—he'll help set realistic expectations and structure offers that protect you.

How to Reach Robert McArtor

If you're considering a home purchase that’s contingent on selling your current property, you’ll want to talk to someone who has handled this exact situation many times. Contact Robert McArtor:

• 📞 Team Office: 443-885-0875 (Zillow)

• ✉ï¸� Email: robertmcartor@gmail.com (Zillow)

• ðŸŒ� Website: Robert McArtor – Maryland Homes Team

Bottom line: Buying a home contingent on selling yours isn’t always easy, but with the right strategy—backed by a seasoned agent like Robert McArtor—you can protect yourself, minimize risk, and navigate the process with confidence. If you want to explore whether a contingent offer could work for you, reach out to Robert today.